Benefit Options for Employers
We offer many benefit packages to meet your employees needs and your bottom line. Since we are brokers, we are able to shop many different companies to offer exactly what you are looking for. We can implement a variety of group paid and voluntary benefits.
Group Health Insurance
We represent over 30 different insurance companies to help you obtain the very best coverage. We assist you in obtaining the most comprehensive plan at an affordable premium. We provide group plans and coverage for individuals. You can chose from a PPO, HMO, or a POS (Point of Service) plan.
Vision
Customize a Vision Plan to fit your needs. Group paid and Voluntary options available.
Cancer Indemnity
Cancer Indemnity Insurance is designed to pay both the Medical and Non-Medical expenses related to the treatment of this deadly disease. This is a voluntary benefit that is portable at the same rate if the employee leaves the company.
Section 125
Section 125 of the Internal Revenue Code, commonly referred to as Flexible Compensation or Cafeteria Plan, allows an employee to pay certain insurance premiums (health, dental, accident, cancer, etc.) with before tax dollars. Current plans and/or coverages are not affected. Only the way in which premiums are paid will change. This is provided to you and your employees at absolutely NO COST.
Short & long term disability
Disability insurance protects your most valuable asset….your ability to work and earn an income. Group Paid and Voluntary options available.
It provides income when you are disabled due to sickness or accidental injury (while on or off the job). Pays tax free cash benefits directly to you when disabled at home or in the hospital.
hospital indemnity
A Voluntary benefit that pays cash directly to insured to help pay for out of pocket hospital costs. This plan is a fixed indemnity plan that is portable at the same rate if the employee leaves the company.
Dental
Customize a Dental Plan to fit your needs. Group paid and Voluntary options available.
Life Insurance
Protect your employees with group life insurance. Choose from group paid and voluntary options. Term and whole life available.
accident insurance
Accident insurance pays benefits when you’re injured. It’s a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation needs. This plan is a voluntary benefit that is portable at the same rate if the employee leaves the company.